Legal Agreement

Terms of Service

Please read these terms carefully before using GhCyberPrep.

Effective: January 26, 2026Last updated: January 26, 2026
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Quick Summary

These Terms govern your use of GhCyberPrep. By using our platform, you agree to these terms, including our subscription policies, acceptable use guidelines, and liability limitations. This summary is for convenience only — please read the full terms below.

01

Acceptance of Terms

By accessing or using GhCyberPrep (the "Service"), you agree to be bound by these Terms of Service ("Terms"). These Terms apply to all visitors, users, and others who access or use the Service.

If you disagree with any part of the Terms, you do not have permission to access the Service. By creating an account or using any part of the Service, you represent that you are at least 13 years of age and have the legal capacity to enter into these Terms.

02

User Accounts

When you create an account with us, you must provide accurate, complete, and current information. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account.

Account Responsibilities

• You are responsible for safeguarding your password • You agree not to share your account credentials • You must notify us immediately of any unauthorized access • You are responsible for all activities under your account • One account per person; multiple accounts may be terminated

Account Security

We recommend using a strong, unique password and enabling two-factor authentication when available. We are not liable for any loss or damage arising from your failure to maintain account security.

03

Subscription and Payment

GhCyberPrep offers various subscription plans with different features and pricing.

Subscription Plans

• Free Plan: Register and onboard only; no access to past questions, flashcards, quizzes, timetables, exam schedules, notices, or blogs. • Paid plans (Monthly GH₵50, Quarterly GH₵200 every 4 months, Yearly GH₵600): Full access to all learning materials, timetables, exam schedules, notice board, and blogs. Plan features and pricing may change with notice to subscribers.

Billing and Payment

• All fees are quoted in Ghana Cedis (GHS) • Payment is due at the beginning of each billing cycle • We accept mobile money and card payments via Paystack • Failed payments may result in service suspension • You authorize automatic renewal unless cancelled

Refunds

Subscription fees are generally non-refundable. However, we may provide refunds or credits at our sole discretion, particularly for: • Technical issues preventing service access • Billing errors • First-time subscribers within 7 days of initial payment

Cancellation

You may cancel your subscription at any time through your account settings. Cancellation takes effect at the end of your current billing period. You will retain access to paid features until then.

04

Acceptable Use

You agree to use the Service only for lawful purposes and in accordance with these Terms.

Prohibited Activities

You may NOT: • Violate any applicable law or regulation • Infringe upon intellectual property rights • Transmit malware, viruses, or harmful code • Attempt to gain unauthorized access to our systems • Interfere with or disrupt the Service • Harass, abuse, or harm another user • Impersonate any person or entity • Share account credentials with others • Use the Service for cheating or academic dishonesty • Scrape, mine, or extract data from the Service • Reverse engineer or decompile our software • Use automated tools without our permission

Content Standards

Any content you submit must: • Be accurate and not misleading • Not be defamatory, obscene, or offensive • Not infringe upon third-party rights • Comply with applicable laws

05

Intellectual Property

The Service and its original content, features, and functionality are owned by GhCyberPrep and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

Our Content

All quizzes, flashcards, study materials, designs, logos, and other content provided through the Service are our exclusive property or licensed to us. You may not copy, modify, distribute, or create derivative works without our express written permission.

Your Content

You retain ownership of content you create (e.g., custom quizzes, notes). By submitting content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, and display such content solely for operating and providing the Service.

Feedback

Any feedback, suggestions, or ideas you provide about the Service may be used by us without any obligation to compensate you.

06

Disclaimers

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED.

No Warranty

We do not warrant that: • The Service will be uninterrupted or error-free • Results from using the Service will be accurate • The Service will meet your specific requirements • Any errors will be corrected

Educational Disclaimer

GhCyberPrep is a supplementary educational tool. We do not guarantee: • Specific academic outcomes or grades • Accuracy of all educational content • Completeness of course coverage • Alignment with specific curricula You are responsible for verifying information and should not rely solely on our Service for academic success.

07

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, GHCYBERPREP SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Loss of profits, data, or goodwill • Service interruption or computer damage • Cost of substitute services • Any other intangible losses

Our total liability for any claims arising from your use of the Service shall not exceed the amount you paid us in the twelve (12) months prior to the claim.

08

Indemnification

You agree to defend, indemnify, and hold harmless GhCyberPrep and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorneys' fees) arising from:

• Your use of the Service • Your violation of these Terms • Your violation of any third-party rights • Your content submitted to the Service

09

Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason, including:

• Breach of these Terms • Suspected fraudulent or illegal activity • Non-payment of fees • At our sole discretion

Upon termination, your right to use the Service ceases immediately. Provisions that should survive termination will remain in effect.

10

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Republic of Ghana, without regard to its conflict of law provisions.

Any disputes arising from these Terms or the Service shall be resolved through: 1. Good faith negotiation between the parties 2. Mediation if negotiation fails 3. The courts of Ghana if mediation fails

11

Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of material changes by:

• Posting the updated Terms on the Service • Sending an email to registered users • Displaying a prominent notice on our website

Your continued use of the Service after changes become effective constitutes acceptance of the revised Terms. If you do not agree to the new Terms, please stop using the Service.

12

Contact Information

For any questions about these Terms, please contact us:

**Email**: legal@ghcyberprep.com **Address**: Accra, Ghana

For general support inquiries, please visit our Contact page.

Agreement to Terms

By using GhCyberPrep, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.